Consumer Loans are motor vehicle loans secured by the vehicle & are tailored for those who wish to simply finance a vehicle for personal use. Standard minimum monthly payments can be paid via Direct Debit or other & will allow you immediate access to the motor vehicle of your choice.

We have a wide range of personal loans to ensure we meet your requirements and objectives. Our personal loans could also help you save money by consolidating existing loans into one new loan at a lower rate. No more high credit card rates, just one new low rate loan. If you want to reduce your monthly outgoings and increase your financial certainty in the future, a personal loan could be the perfect choice for you.

A Personal Lease is designed for individuals who want to use their car mainly for private purposes, and for whom private ownership is important. It is basically a lease with or without a balloon payment. By utilising a balloon value you can reduce your monthly payments considerably and improve your cash flow.

You can structure the monthly installments to suit your individual budget requirements. Also by opting to place a deposit or by nominating a final lump sum payment at the end of the finance term, you can conveniently decrease your monthly repayments, giving you greater security when managing your budget and planning your financial commitments.

Ownership is transferred to you as soon as the first payment is made, in exchange for security over the vehicle. This is discharged upon payment of the final installment. You may also be given the opportunity to re-finance your final lump sum payment at the end of the contract term.